Buying a Home
Be informed about the the home buying process before you write your offer.
Knowledge is Power: When you get pre-
Know the Facts: We take the time to show you not just how much you qualify for on paper, we help you budget by showing you the different payments that go with different prices. We explain to you how closing costs work and what you will need to buy your home. We make sure when you write your offer, you already know what your payment will be and what you will need for your down payment.
Refinance your Mortgage
What sets Centerpointe Financial apart from all of the other mortgage companies?
Real & Relevant -
No Processors -
No Office Visits -
That allows us to be one of the most competitive companies that’ll you’ll deal with. We are able to keep our costs low so that we can pass those savings on to you.
Centerpointe Financial is a family owned and operated company that was opened in April of 1994 by Mike McGirr. Mike has been in the finance business since the 1970’s. He started his first mortgage company with partners in the 1980’s before opening up his own company Centerpointe Financial. His son Dan McGirr joined him in 1995 and they have partnered together ever since. Both Mike and Dan hold their California Real Estate Broker Licenses and are also Realtors. There office was at first located in West Covina, but has since moved to Chino Hills.
In 2004 Dan and Mike opened up Centerpointe Realty, a real estate company with the purpose of providing Realtor services to their clients. While doing loans for their clients who were purchasing new homes and seeing some of the struggles these buyers went thru in their home buying process, Dan and Mike saw a need for Realtors who would put their clients needs first.
Our philosophy has always been to put our clients first. We feel it’s our duty to give the facts that are needed for borrowers, buyers and sellers to make the best decisions. Many, many times we have advised clients not to get loans and not to purchase properties when we saw it wasn’t in their best interests. Even though that meant giving up a commission, we feel it’s more important to treat people fairly and give them the duty and truth that they deserve.
Our office is located at 14455 Spring Crest Dr., Chino Hills, Ca 91709. We are available by appointment. You can call us at 800-
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California Bureau of Real Estate License #01182021. NMLS #37326